Monday, March 31, 2025

Portfolio Summary for March 2025

As of 31 March 2025

CDP

Security # shares Price S$ %
DBS 440 46.47 4.48
UOB 400 38.09 3.34
OCBC Bank 700 17.30 2.65
SGX 3,200 13.37 9.37
ST Engineering 6,900 6.79 10.26
Powermatic Data 10,800 2.69 6.36
TheHourGlass 19,600 1.56 6.69
Sheng Siong 19,100 1.64 6.86
Micro-Mechanics 18,400 1.62 6.52
VICOM Ltd 21,500 1.34 6.31
UMS 31,200 1.11 7.58
Credit Bureau Asia 30,100 1.32 8.70
Nanofilm 36,100 0.65 5.14
HRnetGroup 21,900 0.705 3.38
TalkMed Group 34,500 0.445 3.36
China Sunsine 41,800 0.545 4.99
Kimly 27,000 0.315 1.86
HC Surgical 35,500 0.28 2.18
Portfolio Value = S$456,845
YTD Dividends Received = S$1,394
YTD SBL Fees Received = S$76

Trades
None

SRS

Security # shares Price S$ %
TheHourGlass 5,000 1.56 5.66
Micro-Mechanics 5,400 1.62 6.35
VICOM Ltd 5,500 1.34 5.35
Nanofilm 12,500 0.65 5.89
HRnetGroup 7,500 0.705 3.84
HC Surgical 19,500 0.28 3.96
NetLink NBN Trust 108,000 0.88 68.95
Portfolio Value = S$137,831

Trades
None

Singapore Savings Bonds

Security Amount Coupon Now
GX22120S S$14,000 3.28%
GX23010Z S$15,000 2.95%
GX23110V S$20,000 3.21%
GX23120Z S$20,000 3.30%
GX24060A S$20,000 3.26%
GX24070S S$20,000 3.26%
GX24080W S$20,000 3.19%
Portfolio Value = S$129,000
YTD Coupons Received = S$866

Speculative Play

Security # shares Price US$
Kep Pacific Oak REIT 70,000 0.205
Portfolio Value = US$14,350

Trades
None


Commentary:
It is the end of the first quarter.  This will (again) be a short post, because I did not trade for my portfolios in March.  The markets remained choppy as political tensions and tarriffs took centre stage.  Gold hit above US$3,000 as investors sought safe haven.  Nobody is really sure where the market will head one day from the next.

My work in the new role is going on well.  My big boss from the United States made a stop here in Singapore, and I reported my accomplishments year-to-date to him.  My TL told me that he was happy with my progress so far.  (Lucky.)

At home, my older boy is coping well in his new secondary school (Hwa Chong Institution).  He was selected for fencing as his CCA.  (Sounds like an interesting sport.)  I am glad he was given the opportunity, as the slots were limited and the selection criteria was quite stringent.  My younger boy is also doing well in his current primary school (Ang Mo Kio Primary).  He is also given an opportunity to represent his school in the 2025 National Robotics Programming Competition.  I have also enrolled him for training and to compete in the World Robotics Olympaid (WRO), happening in Singapore during September 2025.  I hope he will put in his best effort and build his portfolio adequately for a shot at DSA (Direct School Admission) next year.

Until next time, take care!




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Monday, March 3, 2025

Portfolio Summary for February 2025

As of 28 February 2025

CDP

Security # shares Price S$ %
DBS 440 45.85 4.56
UOB 400 38.11 3.45
OCBC Bank 700 17.25 2.73
SGX 3,200 13.35 9.66
ST Engineering 6,900 5.43 8.47
Powermatic Data 10,800 2.81 6.86
TheHourGlass 19,600 1.60 7.09
Sheng Siong 19,100 1.64 7.09
Micro-Mechanics 18,400 1.63 6.78
VICOM Ltd 21,500 1.34 6.52
UMS 31,200 1.03 7.27
Credit Bureau Asia 30,100 1.22 8.31
Nanofilm 36,100 0.68 5.55
HRnetGroup 21,900 0.685 3.39
TalkMed Group 34,500 0.455 3.55
China Sunsine 41,800 0.475 4.49
Kimly 27,000 0.315 1.92
HC Surgical 35,500 0.285 2.29
Portfolio Value = S$442,097
YTD Dividends Received = S$1,110
YTD SBL Fees Received = S$53

Trades
None

SRS

Security # shares Price S$ %
TheHourGlass 5,000 1.60 5.90
Micro-Mechanics 5,400 1.63 6.49
VICOM Ltd 5,500 1.34 5.43
Nanofilm 12,500 0.68 6.26
HRnetGroup 7,500 0.685 3.79
HC Surgical 19,500 0.285 4.10
NetLink NBN Trust 108,000 0.855 68.04
Portfolio Value = S$135,707

Trades
None

Singapore Savings Bonds

Security Amount Coupon Now
GX22120S S$14,000 3.28%
GX23010Z S$15,000 2.95%
GX23110V S$20,000 3.21%
GX23120Z S$20,000 3.30%
GX24060A S$20,000 3.26%
GX24070S S$20,000 3.26%
GX24080W S$20,000 3.19%
Portfolio Value = S$129,000
YTD Coupons Received = S$866

Speculative Play

Security # shares Price US$
Kep Pacific Oak REIT 70,000 0.215
Portfolio Value = US$15,050

Trades
None


Commentary:
February was a short month, and this will be a short post because, well, nothing much happened in my life. I did not place any trade for my portfolios. The bulk of my capital has been diverted away for another use, so I have to be selective with my remaining dry powder.

Most of the companies on my watchlist reported stable and satisfactory results. The exception is UMS Integration, which reported a 19 percent decline in YoY Revenue and a 32 percent drop in YoY Net Profit. On the other side, the three local banks remain highly profitable, logging record fiscal year revenue. Their share prices have reached levels not seen over the past few years. I will not buy the stock at these levels, despite the tantalizing dividend amount.

At the workplace, I had just completed my yearly performance evaluation. My colleagues had complained about paltry annual compensation this year. Some of my peers even had no salary raise. For me, my actual bonus was $400 above the target amount. Management attributed it to a challenging business environment last year. My salary increment is the lowest of all fifteen years I have been in the company. But at least it is not zero. I am zen about the whole thing. At my current job grade, any increment above zero is good enough for me. I am grateful for the opportunity to do something of my interest in this role.

At home, my wife and younger boy came down with the common cold. There seems to be a virulent bug (or bugs) floating around, as some of my colleagues also suffered from the illness. I wear a mask when I am out and about, and I place emphasis on maintaining good personal hygiene. I do daily static exercises in the morning and I run twice a week. I believe these habits helped me to keep fit. Good health should not be taken for granted.

Going into March, I anticipate a slew of dividends to come in and buff up my capital. Dividends are the fruit of our sound equity investment, and ought to be cherished.

Signing off for now. Take care!




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